Commercial Real Estate & Investment Property

Boost revenue by developing a portfolio of investment properties. Our loan brokers can help you increase holdings, fund tenant improvements, fix and flip, or build from the ground up in Commercial Real Estate and multifamily residential properties.

ACCESS FUNDS FOR GROWth…

Fix-and-Flip Loans

Force appreciation and gain the advantage

Fix and Flip is a term that came out of the residential market as developers realized the value they could gain by modernizing old housing stock in a tight market. Today, the term applies to commercial real estate properties as well. Everyone is looking for the right space. Revitalizing Main Street, shopping centers, and stand-alone retail properties helps you turn aged real estate into today’s destination.
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Renovation Loans

Upgrade and Refresh

 Increase the DSCR of your properties with renovation funding sourced through Bancor Group. When your properties have the in-demand look, feel and amenities, you can charge premium prices AND improve percent of leased space.  Renovation loan funds can add an extension, repave parking lots, meet ADA compliance, restyle interiors, upgrade HVAC, and even add a pool. Our network can generate a customized loan solution for your properties.

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Bridge and Hard Money Loans

Acquire and grow

One of the fastest ways to expand holdings is to leverage the value of existing assets. Bridge and hard money loans help you purchase today and refinance into long-term funding in a year or more. With fast closing loans, you gain access to the property and its revenue stream now.
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Advantages

Financing your next business investment can provide multiple benefits. With our help, you can:

Beat your competitors to securing funds for real-estate offer

Rely on valuable assets instead of traditional credit reviews

Avoid debts that outlive your investments

Tailor a property to suit your firm’s unique needs

We’ve given a few examples of the most popular types of loans that bring cash into your business quickly.

There is always more to learn.

What does it mean for a building to be “owner-occupied”?
An owner-occupied or “owner-operated” building is a facility used primarily by the owner. An owner must occupy at least 51% of the property’s space for it to be considered “owner-occupied”.
What can be classified as an “investment property”?
Although every real estate purchase is an investment, not every purchase counts as an “investment property”. These properties focus solely on providing income to their owners (usually through a regular rental payment), as opposed to housing their owners’ businesses. Typical investment properties include things like rental homes, apartment complexes, shopping malls, and hotel buildings.
Will a renovation loan require a down payment?
Generally, our financial partners require a 20% to 25% down payment. The final number, however, varies by situation and by the lender. The larger your down payment, the better your chances of approval, and the lower your interest rate will be.
Are bridge and hard money loans safe to use?
When you work with our network, you can rest assured that each lender has been thoroughly vetted, is licensed, and bears a reputation for integrity. All of our partners adhere to local and national laws and policies and meet established standards for credibility and trustworthiness. Additionally, if a certain loan is not the right tool for your business, our partners will tell you upfront and help you find a more appropriate financial solution. We are transparent with our terms and conditions and will answer any questions your team has. We want your business to feel safe and comfortable in its decision to work with us.

Here's How To Get Started

Complete a Short Questionnaire

The information you provide will help us begin creating a plan for where you want to go.  As we learn more about you, we’ll customize and adapt our solutions for your true needs.

Have an In-Depth Conversation with our Team

After reviewing the information, we’ll set up a conversation to understand your business more thoroughly.  With the full picture of you and your business, we will work with our network to generate offers and showcase the best solutions to you. 

Submit an Application

Our team will answer any questions you may have to this point.  When you are content with the answers and information, we’ll help navigate you through the loan application process. Take Advantage of Continual Support. Things change.  We get it. Our lending professionals and brokers will stand by to provide further advice or answer questions as needed, even after the initial application is complete. 

What is the working capital ratio?

If you don’t have enough money to pay employees and keep the lights on, then the value of your long-term assets matters very little. That money, used for almost all daily expenses is referred to as working capital. Most businesses try to maintain a working capital ratio between 1.5 and 2.0. If you’re not sure what your ratio is, simply divide your firm’s annual liquid assets by its annual short-term expenses. The result is your working capital ratio.

Is working capital financing right for my firm?

If you are looking to make a large investment or a long-term purchase, it is usually better to focus on certain tools (like a real-estate loan).  Working capital loans are usually better for short-term situations and boosting operational cash. If you are not in a rush for funds, other financing tools may be better for you, as working capital financing often comes with higher interest rates.

Will a factor impact my client relationships?
While not all factors interact with your clients in the same way, most clients won’t notice when you use a factor. In most situations, a simple notice of where to send payment is the only contact the client receives.
Are Hard Money Loans a safe option?
When you work with our network, you can rest assured that each lender has been thoroughly vetted, is licensed, and bears a reputation for integrity. All of our partners adhere to local and national laws and policies and meet established standards for credibility and trustworthiness. Additionally, if a Hard Money Loan is not the right tool for your business, our partners will tell you upfront and help you find a more appropriate financial solution. We are transparent with our terms and conditions and will answer any questions your team has. We want your business to feel safe and comfortable in its decision to work with us.