SBA Backed Loans
ACCESS FUNDS FOR GROWth…
Property, Equipment and Working Capital
Manage expense, payroll and open-to-buy dollars
Purchase owner-occupied properties
Build your ideal property
Upgrade and expand operations with the right equipment
Open the door to opportunity with low-interest equipment, land, property, construction and working capital funds backed by the SBA.
Businesses that have been denied by banks are uniquely qualified for SBA-backed funds.
SBA-backed funds come with highly competitive terms
When you add jobs within your community you help the SBA fulfill their mission at the same time you fulfill yours.
We’ve given a few examples of the most popular types of loans that bring cash into your business quickly.
There is always more to learn.
Does my business qualify for an SBA loan?
What interest rates can I expect from an SBA loan?
Are there fees associated with SBA loans?
Are there any businesses that don’t qualify for SBA loans?
Here's How To Get Started
Complete a Short Questionnaire
Have an In-Depth Conversation with our Team
After reviewing the information, we’ll set up a conversation to understand your business more thoroughly. With the full picture of you and your business, we will work with our network to generate offers and showcase the best solutions to you.
Submit an Application
Our team will answer any questions you may have to this point. When you are content with the answers and information, we’ll help navigate you through the loan application process. Take Advantage of Continual Support. Things change. We get it. Our lending professionals and brokers will stand by to provide further advice or answer questions as needed, even after the initial application is complete.
What is the working capital ratio?
If you don’t have enough money to pay employees and keep the lights on, then the value of your long-term assets matters very little. That money, used for almost all daily expenses is referred to as working capital. Most businesses try to maintain a working capital ratio between 1.5 and 2.0. If you’re not sure what your ratio is, simply divide your firm’s annual liquid assets by its annual short-term expenses. The result is your working capital ratio.
Is working capital financing right for my firm?
If you are looking to make a large investment or a long-term purchase, it is usually better to focus on certain tools (like a real-estate loan). Working capital loans are usually better for short-term situations and boosting operational cash. If you are not in a rush for funds, other financing tools may be better for you, as working capital financing often comes with higher interest rates.