Financing your acquisition and development projects can yield many benefits. With our help, you can:
Rapidly boost your ability to buy and develop land
Avoid major financial setbacks due to delayed and canceled projects
Roll over your construction loan into a permanent loan
Fund the purchase of profitable investment properties
We’ve given a few examples of the most popular types of loans that bring cash into your business quickly.
There is always more to learn.
How big should my down payment be for a construction loan?
What is the average interest rate on a construction loan?
Are commercial interest rates higher than residential rates?
What does it mean for a building to be “owner-occupied”?
What can be classified as an “investment property”?
Here's How To Get Started
Complete a Short Questionnaire
Have an In-Depth Conversation with our Team
After reviewing the information, we’ll set up a conversation to understand your business more thoroughly. With the full picture of you and your business, we will work with our network to generate offers and showcase the best solutions to you.
Submit an Application
Our team will answer any questions you may have to this point. When you are content with the answers and information, we’ll help navigate you through the loan application process. Take Advantage of Continual Support. Things change. We get it. Our lending professionals and brokers will stand by to provide further advice or answer questions as needed, even after the initial application is complete.
What is the working capital ratio?
If you don’t have enough money to pay employees and keep the lights on, then the value of your long-term assets matters very little. That money, used for almost all daily expenses is referred to as working capital. Most businesses try to maintain a working capital ratio between 1.5 and 2.0. If you’re not sure what your ratio is, simply divide your firm’s annual liquid assets by its annual short-term expenses. The result is your working capital ratio.
Is working capital financing right for my firm?
If you are looking to make a large investment or a long-term purchase, it is usually better to focus on certain tools (like a real-estate loan). Working capital loans are usually better for short-term situations and boosting operational cash. If you are not in a rush for funds, other financing tools may be better for you, as working capital financing often comes with higher interest rates.